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Through common agreements, European Union residents have the same access to health services as in their home country. Undocumented adult immigrants have access only to emergency acute care, while undocumented children receive the same care as citizens.Private health insurance: Private health insurance is provided by for-profit insurers and purchased for quicker access and greater choice of private providers.Individuals with specified communicable diseases, including HIV/AIDS, and patients with work-related injuries receive free medical treatment and medication.Taxpayers with high expenses (above NOK9,180, or USD937) as a result of permanent illness receive a tax deduction.Hospital admissions and inpatient treatment are free.

A second ceiling, for services such as physiotherapy and certain dental services, is set at NOK2,670 (USD272).About 91 percent of policies are paid for by an employer.Services: Parliament determines what is covered, although there is no defined benefit package other than for new and costly treatments and technologies (see below).Public providers cannot charge patients more than these amounts, other than for bandages and other supplies.Consultations for children under 16 years, for antenatal and postnatal follow-up of mother and child, for prevention and treatment of some transmittable diseases, and for treatment of sexually transmitted diseases are also exempt from copayments.

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